Businesses are reviewed, not just listed
Every provider submits their business identity, the services they offer and their insurance, and a person reviews each document. Approval is never automatic.
How providers are reviewed
Every provider submits their business identity, the services they offer and their insurance: general liability of at least $1,000,000 per occurrence and $1,000,000 aggregate; auto liability for any vehicle, ride-on machine or stand-on machine used to clear snow, such as a plow truck, and for any ATV, UTV or tractor used during visits or between driveways, including to carry or tow equipment, of at least $1,000,000 combined single limit (using walk-behind equipment, including self-propelled snow blowers, or driving a car or truck to visits doesn’t require it); and workers’ compensation evidence: a current policy, a Notice of Exclusion (WC-337) stamped by Michigan’s Workers’ Disability Compensation Agency, or, from a sole proprietor with no employees, its declaration made in its DriftRoute account. These amounts are DriftRoute’s own requirements, not legal minimums. A person reviews each document. Approval is never automatic, and a provider whose required coverage is no longer current stops receiving new work, and its visits that have not started are canceled. The review checks each document’s dates and limits against these amounts; it is not a guarantee of a provider’s work or of what a policy will pay.